Solutions

Having a dynamic and flexible technical infrastructure, Bahar e-commerce is able to provide diverse and attractive solutions according to the needs of different businesses.

Payment Service Providers (PSPs)

Since payment service providers (PSPs) are responsible for providing payment tools and wallets are one of the new methods of micropayment, they can provide a wide range of payment services to customers by providing diverse solutions. Also, with the ability of instant sharing service, it will be possible to define and allocate a certain percentage of each transaction to different beneficiaries.

Banks

Since the wallet provides various tools such as quick payment with QR-Code, it is considered a suitable tool for micro-payments. If banks keep a part of their customers’ assets in their wallet account instead of their bank account, they can enjoy the benefits of wallet payment, the most important of which is the reduction of pressure on the banking core.

Municipalities

Municipalities are other main customers of wallet services. Since many urban payments, including taxi fares, subway tickets, etc., are of the nature of micropayments and these payments require a time-consuming authentication process in banking structures, in order to facilitate and speed up their implementation, it is possible to Used various wallet solutions.

Chain Stores

Chain Stores are one of the main customers of wallet services. For example, they can provide credit sales to different customers with the help of various wallet tools. It will also be possible to offer bank card services to organizations with options such as what part of their wallet balance is used for which category of services.

Various Payment Methods

Bahar E-commerce has made it possible to provide various and practical payment methods according to the needs of users. This infrastructure is designed in such a way that in addition to Riyal payment, it also supports all the following payment methods:
– Payment via QR code
– Payment through the web portal (IPG)
– In-app payment (through corporate and public applications)
– Payment through POS terminals

Marketing tools

Bahar’s technical infrastructure with the ability to support new marketing tools such as purchase or credit payment services, cash back service, etc., can provide various solutions to different businesses. Some of these solutions include: providing installment purchase services and setting up a customer club on the platform of electronic money wallets, which meeting the needs of customers, will also create a sense of value and loyalty among them.

Installment payment/sales Solutions

Having an infrastructure based on centralized banking, Bahar E-commerce provides businesses with diverse and attractive capabilities to provide installment sales services. Based on this infrastructure, the process of allocating credit, obtaining the necessary guarantees and settling the user accounts to repay the installments at specific time intervals is easily possible.

Credit payment/sales Solutions

One of the credit account challenges is checking the status of current and previous accounts of an individual or a company. With its technical infrastructure, Bahar E-commerce is able to provide and support credit accounts.